Community Development Analyst

About the Habitat NYC Community Fund:

The Habitat NYC Community Fund was incorporated in 2017 and certified as a Community Development Financial Institution in 2019.

As a CDFI Loan Fund, The Community Fund provides financing and technical assistance to several types of existing affordable housing developments and nonprofit affordable housing developers. Initially, the Fund focused its work within the five boroughs of New York City. We have recently expanded and plan to continue working in the whole of New York State.  

The Community Fund is separately incorporated from its parent organization, Habitat for Humanity New York City and Westchester County and functions as a standalone entity with its own unique programs, governance, staffing and balance sheet. The two entities do, however, share a commitment to the creation, preservation and stabilization of affordable housing.

The parent organization is an affiliate of Habitat for Humanity International.

Position Description:

The Community Development Analyst is responsible for underwriting loan applications with the goal of converting applications into successfully funded loans.

The Analyst will report to the Director of Strategic Partnerships and work closely with the leadership of the Community Fund including the Board of Directors.

The successful candidate will be a mission-driven, solutions-focused, self-motivated individual with a keen interest in learning and experience in the banking, financial, or community development sectors.

The ideal candidate will be detail-oriented, able to manage competing priorities, across multiple stakeholders, and have excellent administrative skills, data management abilities, and a strong commitment to exemplary customer service.



  • Package, Process and Underwrite loan applications for financing.
  • Structure and negotiate financing proposals and commitments and prepare comprehensive written loan packages for review and approval by management or Loan Committee.
  • Work with applicants on loan documentation, prepare loan closing packages, schedule and facilitate loan closings.
  • Contribute to production goals by identifying lending opportunities, and originating new loans upon referral from external partners and through the Fund’s own marketing efforts.
  • Manage relationships with clients, prospects, and external stakeholders.
  • Provide analytic and operational support to the Community Fund team with a focus on the loan and investment portfolio.
  • Support financial and loan servicing departments with post-close monitoring and reporting.
  • Monitor borrowers’ compliance with all covenants and conditions.
  • Coordinate and prepare quarterly and annual credit reviews and ensure client compliance with reporting requirements.
  • Collect and analyze project and borrower community impact data.
  • Create, maintain, and enhance financial, risk, and compliance dashboards and reporting.
  • Support strategic planning and provide analytical support in the development and execution of business plans and budgets, working collaboratively with Management.



  • Bachelor’s degree
  • 2 – 5 years of relevant professional experience in an analytic role in the Community Development or Affordable Housing sector, or experience in corporate or structured finance with formal credit training preferred.
  • Interest in, and working knowledge of, the community development and impact investment industry, including an understanding of economic development, affordable housing, real estate development and CDFIs
  • Ability and willingness to work in an entrepreneurial organization positioned to grow
  • Experience in customer service, especially in challenging situations
  • Familiarity with federal, state and NYC community development programs, particularly Affordable Housing, is a plus
  • Candidate should be a self-starter with a demonstrated passion for working in the Community Development finance field and a commitment to the organization’s vision and values
  • A commitment to social, racial and economic justice
  • This position will be supported and trained by the Director of Strategic Partnerships with additional support from the entire Community Fund team.
  • Additional outside education and training will also be available as we see this position growing with our organization.

Skills Required: 

  • Proficiency in Microsoft Office with strong expertise in MS Excel.
  • Ability to analyze financial statements, business plans/projections; a knowledge of accounting principles is helpful.
  • Lending and investment underwriting knowledge, with an understanding of the unique characteristics of Affordable Housing and/or Community Development Finance.
  • Exceptional analytical and organizational skills and meticulous attention to detail.
  • Strong writing, verbal communications and interpersonal skills, including the ability to work independently and effectively as a member of a small and dynamic team and an ability to communicate complex transactions in a straightforward manner.
  • Effective time-management skills with the ability to work on and manage multiple tasks simultaneously in an effective and efficient manner.

Location, Hours:

The Habitat NYC Community Fund is currently working in a hybrid in-person and work-from-home model. The ideal candidate will possess a willingness to work from the office as required in order to strengthen cross-divisional collaboration with team members at the Fund and at Habitat for Humanity New York City and Westchester County.

Safety is our number one priority and our office is fitted with all recommended COVID-19 safety measures. Masks and other safety equipment are supplied to all staff upon our return.

The office is located at 111 John Street, New York, NY 10038.

This is a full time, salaried position, with hours Monday – Friday 9am – 5pm, Occasional (rare) work outside of these hours will be required.



Careers at the Habitat NYC Community Fund and Habitat for Humanity New York City and Westchester County and are challenging, rewarding and fulfilling.   If you are interested in bringing your passion for the mission of Habitat for Humanity to the organization, please apply by sending a resume and cover letter outlining your qualifications and what makes you uniquely you  to Dan Fielding at dfielding@habitatnycwc.org with the subject line “Community Development Analyst”

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With the help of thousands of volunteers each year, Habitat NYC and Westchester builds and preserves homes for ownership by low-income families throughout the region, creating a stronger and more united New York.